Banxa wants to make stablecoin payments invisible

Banxa launched Native on August 20 to embed fiat-to-crypto and crypto-to-fiat transactions in wallets, exchanges and fintech apps. Banxa wants to reduce extra screens, identity checks and external checkout pages in stablecoin payments. Actual payments accounted for around 3.6% of adjusted stablecoin volume in 2025. Stablecoin adoption increased significantly in 2026. Native can provide live prices, check user and payment-method eligibility, and open Apple Pay inside a partner's interface. Native also supports cards and Google Pay. Bank transfers can run through the API. Platforms that already verify customers can pass identity data to Banxa. Returning users may avoid repeating KYC. PayPal, iDEAL, Klarna, PIX and several other local payment methods still send customers to Banxa's hosted checkout. Partners need user accounts, a backend and their own KYC process. Banxa handles price quotes, compliance validation and settlement through regulated payment rails. Trust Wallet CEO Felix Fan said crypto user experiences remain fragmented and complex. Fan said Banxa's integration can embed compliant fiat-to-crypto access directly into the user journey. OSL completed its acquisition of Banxa in January. Banxa says it has more than 400 platform integrations. Banxa says it has served over 10 million users. Banxa says it has processed more than $10 billion in cumulative volume. Banxa's Dutch entity holds a MiCA licence covering 30 EEA countries.